Encompass by

Commerce Trust

Florida Edition

Encompass Florida storks white in ocean water on beach

From the President & CEO

John K. Handy

For over 100 years, the team at Commerce Trust has been a leading provider of wealth management services for our clients and their families. Assigning hand-picked teams to focus on each client’s wealth management needs.

We’ve brought our philosophy and team to Naples and would like to share a glimpse of how we look for opportunity in an increasingly complex market. We have curated a selection of viewpoints to share from our seasoned team of financial professionals in this inaugural issue of Encompass by Commerce Trust.

I invite you to consider a fresh look at your wealth management approach and look forward to offering our team to assist you in any way we can.

Please take a moment to explore what the Commerce Trust team has to offer and feel free to reach out by filling out the form below.

"John Handy" Gold Signature

Inside these pages you will find our perspective on topics to manage your wealth today while stewarding and preserving your assets for your beneficiaries and your legacy in the future.

Topics such as considerations for establishing permanent residency in the state of Florida and corresponding tax and estate planning implications, financing options for real estate and insurance premiums for your liquidity and cash flow needs. In addition, our investment team provides our view on how your fixed income allocation may fit into your investment strategy this year and the benefits of rebalancing your portfolio as part of a healthy investment routine.

At Commerce Trust, we are continually looking for ways to offer tailored banking, investment, and planning solutions to fit your needs.

In this article we’ll discuss the implications and considerations involved in changing residency to Florida, emphasizing the importance of legal, tax, and financial advice due to the significant impact on estate planning and taxation. Commerce Trust offers comprehensive guidance for those considering residency changes, particularly to Florida, to address wealth planning needs effectively.

Explore fixed income investment opportunities in 2024 with Commerce Trust's expertise. Delve into the insights provided by our team, highlighting tax-exempt municipal bonds and the benefits of their historically low default rates. With a focus on customization and tailored investment portfolios, Commerce Trust guides investors like you through the intricacies of fixed income investments, ensuring alignment with individual investment strategies and goals.

Learn how periodic realignment not only manages risk but also uncovers new investment opportunities and potential tax advantages, all within a comprehensive wealth management strategy. With Commerce Trust’s collaborative approach, we ensure every aspect of your portfolio aligns seamlessly with your unique wealth management plan, empowering you to navigate the road to financial success with confidence.